Friday 7 September 2012

Year 2012 - The Final Bill is out ...

Below are the full cost including, gynea visits, hospital charges + doctor fees for the 4 days 4 nights, as admitted at 7 pm September 2, check out at 11 am September 6, 2012 at Thomson Medical Centre.

Date Cost Items
26-Jan-12 $        148.00 First Born Incentive (FBI) membership fee
26-Jan-12 $        266.41 Consultation ($95)
Ultrasound-Obstetric ($70)
Urine Dipstrip ($13)
Blood Test: Antenatal Screen U+Rubella, etc. ($65)
Prenavit 30's ($6)
17-Feb-12 $        393.85 OSCAR+ FA Package P6 ($409)
FBI 10% discount ($-40.90)
1-Mar-12 $        812.67 Antenatal Package - Single ($700)
Antenatal Package day 1
Betasone 0.1% ($3.50)
Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($50)
28-Mar-12 $          59.92 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($50)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 2
14-Apr-12 $        220.95 6 days classes ($229.44)
FBI 10% discount ($-22.94)
24-Apr-12 $          65.27 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 3
22-May-12 $        102.72 Blood Test: Oral Glucose Tolerance Test ($35)
Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 4
19-Jun-12 $          16.90 Antenatal Package - Single Follow Up ($0)
Antenatal Package day 5
Gyno-Travogen Ovule 600MG (Inserted) ($15.80)
9-Jul-12 $          65.27 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 6
30-Jul-12 $        105.93 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 7
Culture & Sensitivity- High Vaginal Swab test ($38)
 $        642.00 Downpayment for Delivery ($600)
13-Aug-12 $                 -   Antenatal Package - Single Follow Up ($0)
Antenatal Package day 8
22-Aug-12 $                 -   Antenatal Package - Single Follow Up ($0)
Antenatal Package day 9
29-Aug-12 $        101.65 Antenatal Package - Single Follow Up ($0)
Antenatal Package day 10
CTG ($40)
Dhaxtra Softgel 350MG 3O'S ($55)
6-Sep-12 $  11,703.27 Thomson Medical Centre hospital + doctor fees
(CPF Medical Save account used S$6,112.08)
(Cash amount S$5,591.19)
Sub-Total: $  14,704.81



Total is S$14,704.81.

Cost breakdown:

(1) Gynea visits: S$2,359.54
(2) Hospital charges: S$7,378.12
(3) Doctor charges:S$4,967.15

However, we are able to claim some medical cost from our companies, our CPF medical save accounts and also some cash rebate of 5% of S$4,000 maximum each, using two Standard Chartered Manhattan credit cards.

Hence, the total CASH paid is S$7,342.73. That is about 50% of the total cost.

Waiver:
Karen (office) $        200.00
James (office) $        650.00
Karen &
 James (CPF)
 $    6,112.08
SC $200 cash $        400.00
 $    7,362.08
Cash: $    7,342.73


In summary, if you are planning to have a baby at Thomson Medical Centre with 1 bedder, cessarean, with some miscl charges (unforeseen circumstances), you got to prepare to fork out close to S$15,000 (cash+CPF). At least that applies to us.

Anyway, it worths all the money when the baby is on your hands finally. Micah, mum and dad love you very much. :)