Friday 2 November 2012

Baby Vaccination & Cost

Every Singapore child has a health book and there are two pages of records to be filled, namely Immunisation Record of National Childhood Vaccinations.

(1) Micah had the first vaccination on September 4, 2012 , one day after he was born, which was BCG (Bacillus Calmette-Guerin) vaccine. This vaccination is against Tuberculosis, procedure done at Thomson Medical Centre.

(2) He had the second vaccination on September 5, 2012. That's the 1st dose of Hepatitis B (e.g. Engerix, Infanrix-Hexa) vaccine. This vaccination is against Hepatitis B, procedure done at Thomson Medical Centre. There are total 3 doses required for Hep B.

(3) Micah had third vaccination on October 29, 2012. That's the 2nd dose of Hepatitis B +  1st dose of Diptheria Pertussis, Tetanus (e.g. DTap, Infanrix, Infanrix-Hexa, Infanrix-Hib, Infanrix-IPV+Hib) + 1st dose of Polio (e.g. Polio Sabin, Infanrix, Infanrix Hexa). They called it "6-in-1" vaccination. Furthermore, Micah had the oral vaccine against Rotavirus (e.g. Rotarix, Rotateq). Both of the procedure were done at Kidslink Children Clinic at Jurong East.

- Dr. Heng Joo Teck was pretty good at the procedure, at least Micah only cried for less than 8 seconds when he had the "6-in-1" vaccination. Oral vaccine was a breeze, Micah loves it and drank them all. :)

Dr. Heng Joo Teck from Kidslink Childen Clinic (Jurong East branch)

























"6-in-1" Vaccination - we chose gsk brand.































(batch number for records)






















Oral vaccine against Rotavirus. Doctor said it tastes sweet and baby loves them all. Sometimes baby will cry for more.














































Sometimes baby will catch fever after vaccination, medicine is required for temperature above 37.5 C. Micah didn't drink it. He is free from fever.

























Micah is contented. :)


Below are the cost breakdown after the baby was born. It included mummy 2 return visits to Gynea. So far, we only brought Micah to see paediatician. It is quite convenient for us especially there is one branch at Jurong East. Just 2 months, the medical bill is S$756.65. I can't wait to cross over year 2003 then I can claim another S$1,000 for my baby medical bills from my company. :)

Date Cost ItemsRemark:
10/9/2012 $          98.75 Baneocin Powder ($6.80)Thomson Paediatric
Dr. Janice Wong
Bilirubin Total Baby ($13.50)
Consultation NewBorn ($80)
10/9/2012 $        180.83 Consultation ($75)Gynea, Dr. Sim L N
Paratab (Paracetamol) ($6)
Augmentin 625MG 10'S ($30)
Lactagreek ($18)
STO/Simple dressing ($40)
10-Oct-12 $        168.42 Consultation (S$75)Gynea, Dr. Sim L N
Pap Smear ($36)
Cerederm - Silicon dressing 5x30 cm ($46.40)
10-Oct-12 $          69.55 Consultation (S$50)Thomson Paediatric
Dr. Janice Wong
Consultation extension (S$20)
20-Oct-12 FREE Consultation (Usual Price S$95 and above)
Medical examination by panel of pediatricians (routine) for Whole Life InsuranceRaffles Paediatric
Dr. Wendy Sinnathamby
29-Oct-12$239.10 (GSK) Infanrix-Hexa + Procedure ($155)
(GSK) Rotarix + Procedure ($99)
Paracetamol/Axcel 120MG/5ML (for fever >37.5C) ($5)
Consultation ($0)
Development Assessment (S$15)
Remark: CDA payment
Kidslink Children's Clinic (Paediatric)
Dr. Heng Joo Teck
 $        756.65

Friday 7 September 2012

Year 2012 - The Final Bill is out ...

Below are the full cost including, gynea visits, hospital charges + doctor fees for the 4 days 4 nights, as admitted at 7 pm September 2, check out at 11 am September 6, 2012 at Thomson Medical Centre.

Date Cost Items
26-Jan-12 $        148.00 First Born Incentive (FBI) membership fee
26-Jan-12 $        266.41 Consultation ($95)
Ultrasound-Obstetric ($70)
Urine Dipstrip ($13)
Blood Test: Antenatal Screen U+Rubella, etc. ($65)
Prenavit 30's ($6)
17-Feb-12 $        393.85 OSCAR+ FA Package P6 ($409)
FBI 10% discount ($-40.90)
1-Mar-12 $        812.67 Antenatal Package - Single ($700)
Antenatal Package day 1
Betasone 0.1% ($3.50)
Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($50)
28-Mar-12 $          59.92 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($50)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 2
14-Apr-12 $        220.95 6 days classes ($229.44)
FBI 10% discount ($-22.94)
24-Apr-12 $          65.27 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 3
22-May-12 $        102.72 Blood Test: Oral Glucose Tolerance Test ($35)
Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 4
19-Jun-12 $          16.90 Antenatal Package - Single Follow Up ($0)
Antenatal Package day 5
Gyno-Travogen Ovule 600MG (Inserted) ($15.80)
9-Jul-12 $          65.27 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 6
30-Jul-12 $        105.93 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Antenatal Package day 7
Culture & Sensitivity- High Vaginal Swab test ($38)
 $        642.00 Downpayment for Delivery ($600)
13-Aug-12 $                 -   Antenatal Package - Single Follow Up ($0)
Antenatal Package day 8
22-Aug-12 $                 -   Antenatal Package - Single Follow Up ($0)
Antenatal Package day 9
29-Aug-12 $        101.65 Antenatal Package - Single Follow Up ($0)
Antenatal Package day 10
CTG ($40)
Dhaxtra Softgel 350MG 3O'S ($55)
6-Sep-12 $  11,703.27 Thomson Medical Centre hospital + doctor fees
(CPF Medical Save account used S$6,112.08)
(Cash amount S$5,591.19)
Sub-Total: $  14,704.81



Total is S$14,704.81.

Cost breakdown:

(1) Gynea visits: S$2,359.54
(2) Hospital charges: S$7,378.12
(3) Doctor charges:S$4,967.15

However, we are able to claim some medical cost from our companies, our CPF medical save accounts and also some cash rebate of 5% of S$4,000 maximum each, using two Standard Chartered Manhattan credit cards.

Hence, the total CASH paid is S$7,342.73. That is about 50% of the total cost.

Waiver:
Karen (office) $        200.00
James (office) $        650.00
Karen &
 James (CPF)
 $    6,112.08
SC $200 cash $        400.00
 $    7,362.08
Cash: $    7,342.73


In summary, if you are planning to have a baby at Thomson Medical Centre with 1 bedder, cessarean, with some miscl charges (unforeseen circumstances), you got to prepare to fork out close to S$15,000 (cash+CPF). At least that applies to us.

Anyway, it worths all the money when the baby is on your hands finally. Micah, mum and dad love you very much. :)



Monday 23 July 2012

Dietary Supplement for Pregnant Woman

There are only two kinds of dietary supplement that Karen takes every single day.

(1) Dhaxtra Softgel - enriched fish oil , high DHA/EPA concentration.

It is good for baby's brain development & function.

Baby brain is developed rigorously up to 85% in 6 months (3 months before and after the delivery)








(2) Sunward Prenavit - Multi vitamins (A, B1, B2, B6, B12, C, D), folic acid, etc.







Saturday 30 June 2012

Infant Care

We signed up for Cherie Heart infant care service at International Business Park (http://www.cheriehearts-ibp.com.sg/about.html) on May 18, 2012. It is very near our home. It is less than 5 minutes car drive.

We had an early search for the infant care services because year 2012 is a Dragon year and many babies are born in this year. Hence, there will be tight competition no doubts in almost everything.

To our surprise, Cherie Heart is having promotion currently. An usual infant care package is S$1,450 per month. They are giving S$150 off per month, hence, S$1,300 per month.

Infant care service is for (2 months until 18 months) baby. With Singapore government subsidize of S$600 per month for Singaporean, you only need to pay S$700 per month. (Karen is still awaiting for Singapore Citizenship). We will start to send the baby to infant care only after the Chinese New Year 2013 as my mother will be helping us from October to January. Thank you for that !

Cherie Heart infant care operates on Monday to Friday 7 a.m. to 7.30 p.m. , Saturday 7 a.m. to 2 p.m. The timing is pretty generous, I would say.




Sunday 3 June 2012

3rd trimester

Tomorrow will be Karen 3rd trimester. She is so far still enjoying her pregnancy, no morning sickness, no food craving, no severe headache.... so far, she is doing good, she only worries about her belly stretch marks. :)

I would like to share with you the medical bills at Thomson Medical Centre. So far, cash spent S$2,069.79.

Cost is after 7% GST.

Date Cost Items
26-Jan-12 $              148.00 First Born Incentive (FBI) membership fee
26-Jan-12 $              266.41 Consultation ($95)
Ultrasound-Obstetric ($70)
Urine Dipstrip ($13)
Blood Test: Antenatal Screen U+Rubella, etc. ($65)
Prenavit 30's ($6)
17-Feb-12 $              393.85 OSCAR+ FA Package P6 ($409)
FBI 10% discount ($-40.90)
1-Mar-12 $              812.67 Antenatal Package - Single ($700)
Betasone 0.1% ($3.50)
Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($50)
28-Mar-12 $                59.92 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($50)
Antenatal Package - Single Follow Up ($0)
14-Apr-12 $              220.95 6 days classes ($229.44)
FBI 10% discount ($-22.94)
24-Apr-12 $                65.27 Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
22-May-12 $              102.72 Blood Test: Oral Glucose Tolerance Test ($35)
Prenavit 30's ($6)
Dhaxtra Softgel 350MG 3O'S ($55)
Antenatal Package - Single Follow Up ($0)
Sub-Total: $          2,069.79


At the end, there will be some cost absorbed by our CPF MA account as well as both of our company medical benefits.

Dr. Sim is our gynea. She has good reputation at Thomson Medical Centre.